Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important to anticipate the steps required to successfully achieve your housing goal and to build a plan of action that gets you there.
Before you can build a plan of action, take the time to lay the groundwork for your decision-making process.
First, ask yourself how much you can afford to pay for a home. If you’re not sure on the price range, find a lender and get pre-approved. Pre-approval will let you know how much you can afford, allowing you to look for homes in your price range. Getting pre-approved also helps you to alleviate some of the anxieties that come with home buying. You know exactly what you qualify for and at what rate, you know how large your monthly mortgage payments will be, and you know how much you will have for a down payment. Once you are pre-approved, you avoid the frustration of finding homes that you think are perfect, but are not in your price range.
Second, ask yourself where you want to live and what the best location for you and/or your family is. Things to consider:
convenience for all family members
proximity to work, school
crime rate of neighborhood
types of homes in neighborhood, for example condos, town homes, co-ops, newly constructed homes etc.
I am writing this letter of recommendation,because I called Havasu Realty about a home I had driven by in Lake Havasu City and wanted to see the inside. Suzan James just happened to be on the phone desk that day. She said she could show me the home that afternoon. That was my introduction to Suzan, who showed me a dozen or more homes over the next few weeks.
I explained that I was looking for a fixer-upper because I could probably get more house for my money. She walked me through some homes I'm sure she would rather not have gone through, but with a sense of humor made me feel comfortable looking for my dirty fixer-upper.
I have to say that by the time I found my home I felt very secure talking to Suzan about older homes. She explained how she worked with her husband, who is a contractor, so she could point out things to watch out for in buying an older home.
Finding Suzan on the other end of the phone that day was a blessing, she's a real trooper, a ray of sunshine.
I feel as if I've found a new friend here in Havasu. Thank you Suzan.